DE-R-031
If the group "DIRECT DEBIT" (BG-19) is delivered, the element "Debited account identifier" (BT-91) shall be provided.
What does this rule mean?
A direct debit (BG-19) is missing the debited account identifier (BT-91).
A direct debit must state the account to be debited (IBAN).
- BG-19
- Direct debit (group)
- BT-91
- Debited account identifier
Official rule message (standard)
If the group "DIRECT DEBIT" (BG-19) is delivered, the element "Debited account identifier" (BT-91) shall be provided.
Where the rule applies
Syntax: UBL
Affected element (XPath):
(/ubl-invoice:Invoice | /ubl-creditnote:CreditNote)[$supplierCountryIsDE and $customerCountryIsDE]
Technical test
The rule passes when this Schematron expression holds true:
not(cac:PaymentMeans/cac:PaymentMandate) or (cac:PaymentMeans/cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID)How to fix it
A missing or incorrect business entry only you can supply. Add or correct it, then re-check.
Add the debited account IBAN.
Correct the affected entry in your XML, then re-check the invoice. Validation runs locally in your browser — your file never leaves your machine.
Check an e-invoice here
Drop an XML or ZUGFeRD PDF file here. Validation runs locally in your browser against EN 16931 — your file never leaves your machine.