DE-R-030
If the group "DIRECT DEBIT" (BG-19) is delivered, the element "Bank assigned creditor identifier" (BT-90) shall be provided.
What does this rule mean?
A direct debit (BG-19) is missing the creditor identifier (BT-90).
A SEPA direct debit must state the creditor identifier.
- BG-19
- Direct debit (group)
- BT-90
- Bank assigned creditor identifier
Official rule message (standard)
If the group "DIRECT DEBIT" (BG-19) is delivered, the element "Bank assigned creditor identifier" (BT-90) shall be provided.
Where the rule applies
Syntax: UBL
Affected element (XPath):
(/ubl-invoice:Invoice | /ubl-creditnote:CreditNote)[$supplierCountryIsDE and $customerCountryIsDE]
Technical test
The rule passes when this Schematron expression holds true:
not(cac:PaymentMeans/cac:PaymentMandate) or (cac:AccountingSupplierParty/cac:Party/cac:PartyIdentification/cbc:ID[@schemeID='SEPA'] | cac:PayeeParty/cac:PartyIdentification/cbc:ID[@schemeID='SEPA'])How to fix it
A missing or incorrect business entry only you can supply. Add or correct it, then re-check.
Add the creditor identifier.
Correct the affected entry in your XML, then re-check the invoice. Validation runs locally in your browser — your file never leaves your machine.
Check an e-invoice here
Drop an XML or ZUGFeRD PDF file here. Validation runs locally in your browser against EN 16931 — your file never leaves your machine.