DE-R-024-1
If "Payment means type code" (BT-81) contains a code for payment card (48, 54, 55), "PAYMENT CARD INFORMATION" (BG-18) shall be provided.
What does this rule mean?
The payment means code (BT-81) says payment card (48, 54, 55), but the BG-18 "PAYMENT CARD INFORMATION" group is missing.
The code tells the receiver how payment is made — the matching detail group must then be present, otherwise the card details are missing.
- BG-18
- Payment card information (group)
- BT-81
- Payment means type code (UNTDID 4461)
Official rule message (standard)
If "Payment means type code" (BT-81) contains a code for payment card (48, 54, 55), "PAYMENT CARD INFORMATION" (BG-18) shall be provided.
Where the rule applies
Syntax: UBL
Affected element (XPath):
(/ubl-invoice:Invoice/cac:PaymentMeans[cbc:PaymentMeansCode = (48,54,55)] |/ubl-creditnote:CreditNote/cac:PaymentMeans[cbc:PaymentMeansCode = (48,54,55)])[$supplierCountryIsDE and $customerCountryIsDE]
Technical test
The rule passes when this Schematron expression holds true:
cac:CardAccountHow to fix it
A missing or incorrect business entry only you can supply. Add or correct it, then re-check.
Add BG-18 "PAYMENT CARD INFORMATION" to match the payment means code, or change the code to the means actually used.
Correct the affected entry in your XML, then re-check the invoice. Validation runs locally in your browser — your file never leaves your machine.
Check an e-invoice here
Drop an XML or ZUGFeRD PDF file here. Validation runs locally in your browser against EN 16931 — your file never leaves your machine.